The best remortgage deals in the UK

If you think that you’re paying too much for your current mortgage, then you probably are and you’re not alone. An estimated 80% of UK property owners are paying too much on their home loan. There are currently millions of borrowers paying their lender’s standard variable rate (SVR). No lenders SVR will be the best deal they can offer.

 

More and more UK homeowners are moving their mortgage to save money. Which is a good thing, considering that mortgage rates have dropped considerably over the last few years. If you are looking to replace your existing mortgage for one with lower repayments, why not let us find the best mortgage for your needs. Remember there is no obligation and there are no broker fees to pay.

 

Take a look at some of the current mortgage rates available in the UK today and then use our monthly payment calculator to work out what your monthly outgoings will be on any new mortgage.

 

 

We make remortgaging as simple as possible

A remortgage is essentially no different to a normal mortgage, with one crucial difference – you are not buying a house. All you are essentially doing is taking out a new mortgage to replace the old one, while shifting your debt from one lender to another.

 

Remortgaging isn’t nearly as much hassle as most people think – particularly if you use of our online enquiry form. Then one of our dedicated mortgage advisors looks after your remortgage for you – making it all less effort than you first imagined!

 

 

Why switch your mortgage?

In today’s competitive market, many borrowers choose to switch their mortgage every few years in order to take advantage of the new rates on offer. However, a remortgage also allows you to release the equity that has accumulated over the years. Equity is the difference between your current mortgage and your property’s value.

 

If you consider how house prices have increased in recent years, this could be a substantial sum. The extra cash you release could be used for any purpose such as a wedding or your child’s university costs. It might even be enough for you to consider buying another property to rent out (or using as a deposit for a buy to let mortgage).

 

 

Current or past mortgage arrears

We understand that for no fault of their own some clients fall behind making their mortgage payments. Normally this is for reasons beyond their control. Maybe their overtime was cut at work. Or a customer paid them late.

We also know that if you have mortgage arrears most bank’s computer systems will automatically reject your remortgage application because you do not fit their preset lending criteria.

Our advisors treat each client as an individual. We do not rely on inflexible computer systems to assess your application. We want to help you get back on the straight and narrow. And we have mortgage products to fit most situations subject to your ability to repay our loan.

You will find that you will be able to clear any existing mortgage arrears direct from your new mortgage. You can then wipe the slate clean and use your new mortgage to start to rebuild your credit rating. You know this makes sense.

 

 

How to receive your free mortgage illustration

Experienced, qualified advisors who arrange the best mortgages available handle all enquiries. They have access to every UK mortgage lender and will only approach the lenders who can offer you the best deal, saving you time and money.

 

To receive your free mortgage illustration, you just need to enter some basic information into our remortgage enquiry form and your advisor reply within 24 hours with details of the best mortgages available from the whole marketplace. Remember there’s no obligation, no credit checks will be performed without your consent and there are no brokers fees to pay.

 

Or if you prefer, you can call a fully trained mortgage advisor on 0845 490 0419. It will only take a few minutes of your time today but could save you thousands of pounds in interest payments and will eliminate any worries you may have about getting the best deal possible.

 

 
 

Online Enquiry Forms

 

 

 

 

In a Hurry?

If you don’t have time to complete a full enquiry today or are looking for mortgage advice, just complete this short form and we’ll call you back at a time convenient to you.

 

 

 

 

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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Please make sure you can afford the repayments before entering into an agreement.

This website is operated by Loans Company, an Introducer Appointed Representative to Orchid Financial (Sheffield) who are authorised and regulated by the Financial Services Authority. Data Protection Registrar Number Z7786809 Consumer Credit License Number 527802

 

 
Low fixed rates

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Bad Credit OK

And even if you have severe credit problems, you can still get a competitive rate.