Buy to let mortgages

Buy To Let is the initiative devised by the Association of Residential Letting Agents (ARLA, check out their website at and supported by leading mortgage lenders in the UK.

It is designed to stimulate the growth of the private rented sector by encouraging private investors to take the opportunities given by low, highly competitive, interest rates and the reasonable certainty of sustained capital growth over the coming years.



The best buy to let mortgage rates in the UK

In the not too distant past anyone hoping to buy a property with the sole intention of letting it out was forced to opt for an expensive commercial mortgage. However, with the continuing boom in the housing market more and more high street mortgage lenders now offer a variety specialist buy to let mortgages .


In the summer of 2003 the UK buy to let mortgage market was estimated to be worth more than £40 billion, as more and more people want to take the next step up the property ladder.


There are now around 70 lenders offering range of deals that now include discounted rates, fixed rates, variable rates, tracker mortgages, flexible features and even self certification mortgages, helping to make buy to let an investment that is accessible to a broader section of the population. And with buy to let mortgage rates starting from just 5.45%, it’s cheaper than you might have first imagined.



Remortgaging your buy to let property

By remortgaging a buy to let property you are likely to get a much better deal, especially if you took out your mortgage before 1996. Prior to this date buy to let mortgages didn’t exist and borrowers had to rely on comparatively expensive commercial mortgages. Remortgaging also allows you to free up capital that could be used to put down as a deposit on another property.


Landlords are often put off remortgaging a property because they think that the ‘hassle’ involved outweighs the benefits. The financial benefits are very real and you’ll find that we go out of our way to make the process as painless as possible.


Remortgaging isn’t nearly as much hassle as most people think – particularly if you use our simple online remortgage enquiry form. Then one of our dedicated mortgage advisors looks after your remortgage for you – making it all less effort than you first imagined!



How to receive your free mortgage illustration

Experienced, qualified advisors who arrange the best mortgages available handle all enquiries. They have access to every UK mortgage lender offering specialist buy to let products and will only approach the lenders who can offer you the best deal, saving you time and money.


To receive your free mortgage illustration, you just need to enter some basic information into one of our online enquiry forms.




Either way there’s no obligation, no credit checks will be performed without your consent and there are no brokers fees to pay. Your advisor will reply within 24 hours with illustrations of the best mortgages available from the whole marketplace.


Or if you prefer, you can call a fully trained mortgage advisor on 0845 490 0419. It will only take a few minutes of your time today but could save you thousands of pounds in interest payments and will eliminate any worries you may have about getting the best deal possible.



Online Enquiry Forms





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Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it. Please make sure you can afford the repayments before entering into an agreement.

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